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Companies like PayPal can automate the billing, though don't make follow-up calls or work to collect multiple months of back expenses. PayPal will attempt to recover a declined card five more days, and that stops trying and waits until your next cycle to pick up tuition. However, it won't collect the missed tuition from a few weeks ago. It will collect only the current months. Students can't call PayPal to settle billing and account issues; they in order to be go with school, leaving you to handle these time-consuming matters.