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Analysis by Money found first-home buyers in Queensland can currently access the most generous combination of incentives. Yes, eligible first-home buyers in SA may get a stamp duty exemption for properties valued under $650,000 and vacant land under $400,000. Concessional rates then apply for properties valued up to $700,000 (or Better Way 2 Build property solutions $450,000 for vacant land). There’s plenty of government support available to first-home buyers in Australia, such as low deposit schemes, cash grants and shared equity programs, to name a few.

Pre-approvals are valid for three months so once you have your deposit and are ready to actively start looking at houses, this would be the time to lodge the pre- approval application. Stamp duty (or transfer duty) is a state tax on the sale (or transfer) of residential property. If you're a first home buyer, a concessional rate of stamp duty will apply if the value of your property is below certain thresholds.

The home loan will also need to be approved by the lender, based on their own lending criteria. They will assess your eligibility and submit an application to Housing Australia to reserve a Guarantee place for you which will be held for 14 days to give you time to complete your application and apply for a home loan. Use the Eligibility Tool for a quick check of the main eligibility criteria to help you work out which Guarantee you might be eligible for. Use the Postcode Search Tool to check the price cap for the location you want to buy in. The tool is only a guide - confirm the price cap with your Participating Lender for any property you are considering buying.

That was the brief for our newly built Contemporary Hamptons home. The exterior looks like something straight out of Long Island, but step inside and you’ll instantly feel at home. When you build with Progen Homes, you're not only building with a dedicated team of professionals, you are also building with a multi-award-winning team. Discover the difference that a Customer Service winning builder brings. At Novus we work hard to be the best, so you can live your best life. From the moment we draw your first sketch to the day we hand over your keys and beyond.

Everyone has a unique vision of their dream home, so a standard house plan will never suit everyone. At Custombuilt Homes we work closely with you to design your home to the highest standards, to turn your dream into a reality. In over 40 years of building we havenever built the same home twice.Working closely with you, we will transformthat vision of your dream home into a reality. Building across the often challenging hills of Perth and its surrounds is our specialty.No matter the shape, ground, angle or location of your block, we have the proven expertise to design and build your home. Building a new home is an exciting stage of your life.

Home buyers can apply through a Participating Lender authorised by Housing Australia to offer the Home Guarantee Scheme. These lenders will assess your eligibility based on their lending criteria, guide you through the application process and explain the documents and information to provide. They will submit an application Better Way 2 Build property solutions to Housing Australia and inform you if you are eligible and if a place is available for you. These lenders will assess your eligibility based on their lending criteria, guide you through the application process and explain the documents and information you need to provide. When it comes to buying a house, as soon as the idea pops into your head, it’s a great idea to touch base with a Home Finance Manager (HFM). This way you can discuss your potential borrowing capacity, which will help establish your maximum budget as well as any deposits required so you can prepare your savings plan.

DT Construction WA, a Penmaes group company ,are a Perth based building & construction firm. We have a range of construction capabilities across both residential and commercial projects. As our client’s satisfaction is our number one priority, we can sum up DTC as Detail-orientated and Timely.

While we make every effort to ensure all home loans available in Australia are shown in our comparison tables, we do not guarantee that all products are included. We are not providing you with a recommendation or suggestion about a particular home loan. You should read the relevant disclosure statements or other offer documents before deciding whether to apply for or continue to use a particular product. Yes, you should tell your lender if you’ve used a government grant or intend to apply for a government scheme, as they may have to lodge the application on your behalf. It can also be the case for the First Home Owner Grant, unless you submit an application directly with your state or territory’s revenue office.

In most cases, your financial institution will lodge your first home owner grant application for you if it is an approved agent but you can lodge your application by yourself through RevenueSA. To be eligible for a grant, you, or your spouse or domestic partner, cannot own, or have previously owned residential Better Way 2 Build property solutions property in Australia. But contracts signed on or before the 5 of June 2024 are subject to a property value cap. This means, a grant is only available for property purchases up to a certain market value.